You buy in Spain. We ensure the financing is correct.
For entrepreneurs and owner-managers who know what they want and are looking for an advisor who truly understands their profile.
Our customers buy, among others, Ibiza · Mallorca · Marbella · Costa Blanca North · Costa Brava
Welcome
Do you want to know if a Spanish mortgage is feasible for you?
Buying a home in Spain as an entrepreneur? Discover what is truly possible first.
Spanish banks assess entrepreneurs differently than Dutch banks. Income, dividends, assets, and corporate structure are often interpreted differently than you would expect.
We help entrepreneurs, director-major shareholders, and wealthy buyers who want clarity regarding their financing options in advance.
Ibiza · Mallorca · Marbella · Costa Blanca North · Costa Brava
Spaanse Hypotheek works primarily with buyers who know what they want: a villa in Ibiza, a penthouse on the Golden Mile, or an investment on the Costa Blanca North. From a solid second home to top-tier private banking.
We know the Spanish and international banks, we know the criteria, and we know the pitfalls. Not a standard process, but an approach that fits your profile, your structure, and your timing.
Why us?
A collaboration that works
Security and trust
At Spaanse Hypotheek, everything revolves around security and trust. Together, we ensure that you can buy your dream home in Spain with peace of mind. Our approach is proven effective and is appreciated by satisfied clients who recommend us.
Doubts or questions?
Misschien weet je nog niet precies wat jouw mogelijkheden zijn of wil je meer inzicht in hoe hypotheken in Spanje werken. Hoe fijn is het om direct met een expert te sparren en alle antwoorden te krijgen die je nodig hebt?
Contact
Schedule a consultancy call and discover in one conversation:
- What your financing options are
- Which steps you can take right now
- Answers to all your questions about Spanish mortgages
what we stand for
Over ons
Spaanse Hypotheek is a boutique company.
We handle a select number of cases per year to guarantee quality, peace of mind, and personal attention.
For over 10 years, we have been working daily with Spanish banks, notaries, and lawyers, and we are well aware of where potential obstacles may arise and where opportunities lie.
Buying a house in Spain as an entrepreneur? We make it simple.
A mortgage in Spain for entrepreneurs requires a different approach than in the Netherlands. Spanish banks look at your net taxable income, and not at your turnover or the assets within the BV. As a result, many director-major shareholders and entrepreneurs wrongly encounter obstacles here in Spain.
We specialize particularly in supporting entrepreneurs and know exactly how to build an entrepreneur file that is approved by the bank.
- Strategic evaluation of your BV structure and income
- Negotiations with Spanish banks that understand our entrepreneurs
- Clear guidance on purchasing, taxation, and regulations
- Minimum purchase price of €250,000, with a focus on quality rather than volume
Not standard advice, but tailor-made for buyers who want to purchase a property in Spain and desire certainty even before signing a contract.
Would you like to know what is possible in your situation? Feel free to contact us via our intake form.
to suggest
Ons team
For over 10 years, we have maintained daily contact with Spanish banks, notaries, and lawyers to help our clients secure financing for their property in Spain.
I help Dutch entrepreneurs and wealthy buyers finance real estate in Spain. No standard processes, but tailor-made solutions based on your entire financial situation.
With over 10 years of experience and a strong network of Spanish and international banks, I know where the opportunities lie, even if they do not immediately fit within the rules on paper.
View and read below some of the financing cases we have advised on.
Featured cases
Case 1
Dave & Dominique
Two busy entrepreneurs who bought a house in Cumbre del Sol. Things seemed to be going well, until the bank suddenly pulled the plug...
Case 2
Martin
The construction was significantly delayed. This caused problems with the mortgage, because a mortgage offer in Spain is standardly only valid for two months....
